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If you are American, be sure that whatever insurance plan you choose is HIPAA compliant. This means that if you (or any children, even ones who are born here) develop a medical condition, when you go back to the states, an insurance company is legally obligated to accept you and cover that condition.
Otherwise, if you develop something (knee injury that will often need work, diabetes) or if your child is born with a health condition, and you go back to the states, you might find that no one will accept you/your children (depending on the seriousness of the health condition) or will exclude that condition as a pre-existing condition.