I just got the details of my company provided Chinese health insurance and it is crap. 60K RMB max /year payout in the worst case scenario with tons of exclusions. Pretty much if anything serious happens China will probably not renew the work visa of someone who no longer has the capacity to work and once you get booted home the insurance probably doesn’t even cover you . Even if it did you could probably blow through 60K RMB in the US in a short period of time.
Even the really cheap plans in the US cover something like $250K USD.
I knew something like this was going to happen so I implored my company to simply pay me my insurance premium as part of my salary so I could use that towards a global plan of my own choosing, but they said they’re required to provide me with insurance by the gov?
It’s not really health insurance. Its more like visit the doctor insurance.
