Am about to buy insurance and have narrowed it down to Cigna Global or Allianz, both are purchased out of China so all (most) customer service is abroad.
1) Anyone out there have any preference for one or the other?
2) Is there any reason I should buy these from the China subsidiaries of these companies? I have anecdotal evidence that customer service is better our of China. (after 4 years here that is no surprise)
