Let me declare an interest at the outset: I am an independent financial adviser based here in Singapore.
I’m not associated with this company but it won’t be a scam.
People are often surprised by the potential returns available from offshore products and services largely because they have become accustomed to the dire returns offered by their bank or the lack of choice and sophistication of onshore products and services.
As a rule of thumb, if you don’t understand what you are investing in ask some more questions until you do understand. If you still don’t understand or are not entirely comfortable look at alternatives.
There are a number of options you can look at but I would not presume to offer any suggestions simply because I have no knowledge of your personal situation. If you would like to have a chat, feel free to contact me.
The whole industry is predicated on reward by commission and with the exception of a few products it’s a fairly even playing field in terms of commission. The adviser who recommends on the basis of his own self-interest will enjoy a very short career.