Reply To: Your Must-know About Health Insurance

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/profile/66-ltsaw/?do=hovercard” data-mentionid=”66″ href=”<___base_url___>/profile/66-ltsaw/” rel=””>@LtSaw¬†Well while you get free withdrawal to Hong Kong account, you can withdraw in HKD only. And Paypal will kill you on the foreign exchange…Then you need to withdraw from your Hong Kong account if you want to use the money in China, either by wire transfer or ATM withdrawal, extra fees in both cases.

Wait for Paypal balances to build up before making withdrawals, and use banks such as ICBC which do not charge for incoming transfers (that was the case last time I used this two years ago). Then the Paypal fees won’t seem so large and will definitely be less troublesome than maintaining an account in Hong Kong