ICBC’s card should have the UnionPay on it, and not necessarily the security chip.
Both my Peony and Gold cards don’t have the security chip, yet I can make purchases with them anywhere in China.
Transferring funds in? Make sure you spell your name correct…as its indicated in your ICBC account otherwise you account in China may not get credited.
For example, say my name is John Smith but on my ICBC account its listed under SMITHJOHN.
So if I want to transfer money in then I have to list the account holder name as SMITHJOHN.