2 minutes ago, MoonOverMiami said:I don’t have a personal credit card in China, only use US based credit cards here. Having said that, I have two…a CapitalOne and an airline rewards card.
I would only use CO if I need to purchase stuff overseas as they do not charge the foreign exchange fee of 3%.
I’d use my airline rewards card if I am purchasing airline tickets from the US based websites, and all other purchases while I’m visiting the US.
So that means I could sign up for a card online, and just input my SPDB information? I’ve never signed up for a credit card before.
My first one I got when I was 16 from my local bank in USA and My mom did most the work. I was too 16 and above it all to actually pay attention.
