There is no such thing as ‘ a good financial advisor’. There are financial advisors who are more ethical and client oriented than others. Cold calling has got nothing to do with that. That’s only a way to get new clients and says nothing about the quality of the advice or the products they are selling. Banks also only (in general) sell there own products.
You want to know how to invest? Read a basic book about the subject and pick some basic products from a dull, old reliable bank. EG Savings account, a dull bond fund and a ‘world’ stock fund.
Want to beat the market? You lose in the end, except the advisor….
