/profile/212-alberto/?do=hovercard” data-mentionid=”212″ href=”<___base_url___>/profile/212-alberto/” rel=””>>@Alberto You are getting it wrong. Independent financial advisors work for the individual not the company and funds at all.
And all different pension funds use different advisors. Independent advisors search the whole market for the individual, and see what is suits them best.
Thats why the customer needs to shop around and see which suits them best.
All the advisor companies have is people who have passed the exams and so know what they are looking for and understand what is there on the market.
They can get hold of better funds and notes because of their size.